What To Do If You Get A Nasty Letter or Phone Call From:
C L Finance

CL
Finance is a debt purchasing company or debt collecting company listed
in the website of the
DPC
Registry is licenced by the Office of Fair Trading. Licence
No. 633327 and are signatories
of the Data Protection Act. Reg. No. Z1620707
Name: CL Finance
Also Known As: Part of Lewis Group
Address: Kingston House, Centre 27 Business Park, Woodhead Road, BATLEY
WF17 9TD
Telephone: Could be 01924 444466 (BUT DO NOT PHONE C L FINANCE)
Fax: Not known
Email:
Extra Data: Seem to be associated with GE Money (as a client perhaps)
and are part of the Lewis Group (q.v.) which in turn is owned
by Cattles, which is a FTSE 250 company.

C L Finance and
the Truth About Your Debt

Certainly, it is true that some debt purchasers (or DPCs) are far
worse than others. There are some DCAs who specialise in sending out
speculative correspondence about hypothetical debt to people telling
them they owe money when they know that they owe nothing at all. This
tactic works for the debt collection companies as they're aware that
a small proportion of scared people will always pay the money although
they know full well they owe nothing to anyone. Several of the debt
collectors get hold of lists of delinquent debtor accounts which are
more than 6 years old to try and profit from these. But this is illegal.
They are called Statute Barred debts, they are out of date and their
recovery cannot legally be enforced.
Dpcs make a good profit by buying bad debts from credit card companies
and banks at pennies on the pound (about ten percent or less of the
balance) and attempt to extract the total balance from you. When dealing
with C L Finance Debt Collectors it is worth bearing in mind that this
is what they actually do for a living. They will then use all sorts
of tricks to get money from you - any kind of money. This often includes
frightening people to the extent that they are scared most of the time,
their marriages decay and their lives may be ruined. All because a greedy
company bought details about a debt and tried to make a profit from
it at all costs.
The debt collecting companies will attempt to ruin your life and cause
untold amounts of anxiety because they will profit from doing this.
They will use dirty tricks on you, even if it is unlawful. It is a vicious
profit-driven business staffed by salespeople who are made to meet sales
figures and this is why dirty tricks will continue to be used. The law
does not seem to bother about this. If you try to deal with C L Finance
Debt Collectors you must help yourself if you want to solve the problem.
Until the laws we have are implemented a lot of people will have their
lives ruined.
It is an option to call into question the validity of the money owed
or indeed the existence of the account itself by making a Subject Access
Request (or SAR) as a response to C L Finance Debt Collectors. The true
owner of the debt (the bank or the debt purchasing company) is obliged
to send you a true copy of your original credit agreement if the contract
was made prior to April 6th 2007. If they fail to do this they are in
violation of the consumer credit act, and the alleged debt is said to
be in dispute. As long as this situation exists they must not ask you
for any money (if they do so they are breaking the law again) and they
are not allowed to sell it on (which many do nevertheless). While the
debt is in dispute it is said to be unenforceable, even by a judge..
If you wish you can get a lawyer to help you, due to the difficulty
of the law at times. There are also legal and paralegal firms offering
services in the area.
So ask C L Finance
for a copy of the original contract when you took out your loan or credit
card.
Even better, start
an unenforceable
credit agreement application here. If you want to check, in addition,
missold PPI and recover all the credit card charges you've paid over
the last 6 years (plus 8% interest) it costs an upfront fee of only
£99 for a full audit to see what you're entitled to. Click
here for more.
DPC Registry
is registered and regulated under the Data Protection Act.
Reg. No. Z1620707 and licenced by the Office of Fair Trading. Consumer
Credit Licence No. 633327.
More
Data On C L Finance
If
you have any information that you would like honest people to know
about C L Finance then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.

This
CL Finance website is part of DPC Registry website group. All rights
reserved. Complaints Against C L Finance debt collections agency.
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